Modern Technological Development and Financial Inclusion in Nigeria
The researchers examined the impact of electronic banking on financial inclusion in Nigeria. The researchers utilised the total number of Automated Teller Machines (ATM), point of sale devices and internet banking operation in Nigeria to represent electronic banking for the period under review. The researchers used Statistical Package for the Social Sciences (SPSS) with the aid of linear regression analysis. The findings revealed that both internet banking and ATM have insignificant impact on financial inclusion while the point of sale devices significantly impacted financial inclusion in Nigeria. Based on the findings, it was recommended that all the deposit money banks in Nigeria should work on the challenges that hinder the successful operation of ATM and internet banking and strive to meet international best practice.